:root {
  --cream: #FAF3DD;
  --charcoal: #1A1A1A;
  --teal: #0F4C5C;
  --coral: #F4A261;
}

* {
  box-sizing: border-box;
}

html, body {
  margin: 0;
  padding: 0;
  background: var(--cream);
  color: var(--charcoal);
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

main {
  max-width: 720px;
  margin: 0 auto;
  padding: 32px 24px 64px;
}

@media (min-width: 720px) {
  main {
    padding: 64px 24px 96px;
  }
}

h1, h2, h3 {
  color: var(--teal);
  line-height: 1.3;
  font-weight: 600;
  margin: 0 0 16px;
}

h1 {
  font-size: 32px;
  margin-top: 0;
}

h2 {
  font-size: 22px;
  margin-top: 40px;
}

h3 {
  font-size: 18px;
  margin-top: 24px;
}

p {
  margin: 0 0 16px;
}

a {
  color: var(--teal);
  text-decoration: underline;
  text-underline-offset: 2px;
}

a:hover {
  color: var(--coral);
}

ul {
  padding-left: 20px;
  margin: 0 0 16px;
}

li {
  margin-bottom: 8px;
}

strong {
  font-weight: 600;
}

.wordmark {
  font-size: 48px;
  font-weight: 700;
  color: var(--teal);
  margin-bottom: 8px;
  letter-spacing: -0.02em;
}

.wordmark .dot {
  color: var(--coral);
}

.tagline {
  font-size: 20px;
  color: var(--charcoal);
  margin-bottom: 32px;
}

.cta {
  display: inline-block;
  background: var(--teal);
  color: var(--cream);
  padding: 14px 24px;
  text-decoration: none;
  border-radius: 8px;
  font-weight: 600;
  margin: 16px 0 32px;
}

.cta:hover {
  background: var(--coral);
  color: var(--charcoal);
}

.effective {
  color: var(--charcoal);
  opacity: 0.7;
  font-size: 15px;
  margin-bottom: 24px;
}

.disclosure {
  background: rgba(15, 76, 92, 0.06);
  border-left: 4px solid var(--teal);
  padding: 16px 20px;
  margin: 24px 0;
}

footer {
  margin-top: 64px;
  padding-top: 24px;
  border-top: 1px solid rgba(26, 26, 26, 0.15);
  font-size: 15px;
  color: var(--charcoal);
  opacity: 0.85;
}

footer a {
  margin-right: 16px;
}

footer .copyright {
  display: block;
  margin-top: 12px;
  opacity: 0.7;
}